At the Bank. Agree the amount that needs to be paid to your recipient. Menu burger Close thin Facebook Twitter Google plus Linked in Reddit Email arrow-right-sm arrow-right Loading Home Buying Calculators How Much House Can I Afford? While Chime doesnt issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. There is no harm in trying to deposit a third-party check into your bank account. This tells the bank that both parties approve of the transfer of ownership for the check. What Is the Federal Reserve? Dont worry: endorsing a check is simple and wont take up much of your time. However, the payee needs to endorse the check over to you. You can practice on a blank sheet of paper beforehand to avoid making mistakes while endorsing your check with a pen. These offers do not represent all deposit accounts available. So, before they entertain the check, they will first check if you have enough money to cover the check should something go wrong. Following these tips can help. See your issuing banks Deposit Account Agreement for full Chime Checkbook details. Here are the six most common ways you can deposit cash into someone's account. This area usually includes three to five gray lines where you can provide your signature and write a restrictive endorsement. The Huntington National Bank is one of the oldest banks in the U.S., founded in 1866. If you want to make a blank endorsement, do so when youre physically at the bank location for an extra layer of security. Chime is a financial technology company, not a bank. Why someone may ask you to deposit their check There are a few reasons you might be asked to deposit a check made out to someone else, including: Here is an example of how the endorsement would look on the back of the check: If you have a minor child with no bank account and who has a check written in their name such as if they received a birthday gift from a relative you can still deposit it in your account. You can obtain a cashier's check also. Under the gray lines, youll see a solid black line with instructions telling you not to write in the section below. Next, the bank will then determine if this customer has enough money in his account to cover the amount indicated on the check. Chime Mobile Check Deposit Guide | Chime