You can do this yourself, even though many debt settlement companies will try to get you to pay them for this service. I advised my husband against speaking with anyone else from this company and I plan to seek legal representation concerning this matter. It will fall off in 7 more months and then it cannot hurt him. DON'T LET THESE THIEVES WIN! Tried to explain that this was not my account. I think it's a scam. My work has been included in a variety of publications including Reader's Digest, NASDAQ, Bankrate and more. my close friend had a providian card back in the late 90's LATE 90'S AMERICAN PPL CAN YOU HEAR ME? Kathy Hinson leads the Core Personal Finance team at NerdWallet. The complaint has been investigated and resolved to the customers satisfaction. 12 . I am actually going through this right now. She began shouting, said, 'Oh, here we go, another f******* deadbeat. I was a little relieved when I came on here and seen I was not the only one going through this. Business & Economics23 In October, the acquisition of Providian Financial credit card company for $6.1 driven by our long track . I have no contacted a lawyer to find out what's going on and what legal recourse I have. Subsidized student loans vs. unsubsidized student loans which is right for you? But in case you are among the 1 in 3 Americans with delinquent debt, it's worth knowing how debt collection works, understanding your rights and how to get help when you need it. I live in a bulding & too leave it at the front door is just plain stupid. It was one of the leading credit card issuers in the country until it was sold to Washington Mutual (Wamu) in October 2005 for a whopping $6.5 billion. Help! Negotiating a settlement for a single payment of less than you originally owed can make the debt easier to pay off. *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. Then file a complaint with us. .$3000. This is a total waste of my time and resources and if I prevail I will counter sue them as per the FTC.