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Avoiding penalties for driving without insurance is simple maintain coverage at all times. 20-7, you can get a ticket for driving with no operating license (NOL) when: According to N.C.G.S. 20-111 and is a class 3 misdemeanor This offense is not considered a moving violation for insurance purposes. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. 0000139986 00000 n Questions concerning stolen/stopped vehicles should be directed to the NCDMV License & Theft Bureau (919) 861-3141. You must file a liability hearing request form and pay a $60 fee. Although limited exceptions to the rule exist, for the most part driving without a license will have negative consequences. For more information on appeals, see the Criminal Cases Help Topic. The attorneys at Christina Rivenbark & Associates provide defense counsel to drivers heading to traffic court to contest their tickets; we can also defend those accused of driving without a license. But many states mandate other types of car insurance that may include uninsured and underinsured motorist plans, personal injury protection, and medical payments coverage. You can discuss your limited driving privilege eligibility with an attorney. The penalties for driving without insurance second offense are slightly stiffer. You will also need to pay any associated court costs and could have your auto insurance premiums increased. If you live in Virginia and choose not to purchase coverage, you must pay an uninsured motor vehicle fee of $500 annually to drive legally in the state. There is no guarantee that you will receive a continuance, so you should be prepared to handle the case on your court date. If your case is disposed in court by a judge, the judge will determine the appropriate amount you must pay (fine, court costs, and possible other fees) based on the statutes that apply to your case. Neither you, your attorney, nor the prosecutor can talk to the judge about your case unless all parties are present. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries.